Abstract
Actuality of the research topic: development and implementation of technological innovations related to digital financial assets will improve the efficiency of banking products and services, and will contribute to the economic growth of any state, providing faster payments, the ability to process and store a large amount of data, the ability to manage identification, attracting resources for investment activities and improving the level of efficiency of all business entities. Problem statement: the formation of scientific and methodological tools for assessing the development of digital financial assets is a relatively new area of world and Belarusian applied science. The problems associated with the system analysis of the development of digital financial assets are currently not sufficiently developed. The purpose of the research: to study the essence, identify global trends and assess the factors of development of digital financial assets in the Republic of Belarus to determine the prospects for its development. Methods of the research: generalization, systematization, classification, SWOT-analysis. The results of the research: the author's definition of the term «digital financial assets» is given and the classification is proposed, trends and factors of development of one of the most innovative digital financial assets – cryptocurrency – are identified, a SWOT-analysis of the development of cryptocurrencies in Belarus is conducted and priority directions of its development are defined. The field of the results application: financial and bankingspheres
Keywords
digital financial assets; classification; cryptocurrency; transaction; token; mining; digitalization; digital fiat money; factors; SWOT-analysis; development priorities
References
[1] Federal Project No. 419059-7 of Russian Federation "On Digital Financial Actives". Retrieved from https://www.ib.ru/law/81.
[2] Cryptocurrency regulations in Malta.(n.d.). Retrieved from https://crushcrypto.com/cryptocurrency-regulations-in-malta/.
[3] Cryptocurrency. Coinmarketcap. (n.d.). Retrieved from https://coinmarketcap.com/.
[4] Coins.CoinGecko. (n.d.). Retrieved from https://www.coingecko.com/en.
[5] University of Cambridge. (2017). Global cryptocurrency benchmarking report. Retrieved from https://www.jbs.cam.ac.uk/2017-global-cryptocurrency-benchmarking-study.pdf.
[6] State of Cryptocurrency Report. (2019). Retrieved from https://www.slideshare.net/PundiXLabs/state-of-cryptocurrency-report-2018-global.
[7] Milosh, D.V. (2018). Prospects for the development of digital money in Belarus. Collection of Scientific Papers NIRS-2018, 16.
[8] Dekret No. 8 "On development of digital economy". (December, 2017). Retrieved from http://president.gov.by/ru/official_documents_ru/view/dekret-8-ot-21-dekabrja-2017-g17716/.
[9] Milosh, D.V. (2018). SWOT-analyse of development of cryptocurrency in Belarus. Pinsk: PolesGU.
[10] Milosh, D.V. (2018). Cryptocurrency as an innovative way to pay in the digital economy. Minsk: BGEU.
[11] Milosh, D.V. (2018). Taxation of cryptocurrency: Global experience and opportunities for use in Belarus. Kursk: Universitetskaya Kniga.
[12] Milosh, D.V. (2019). Digital money: Analyse of statement and prospects of development in Belarus. Minsk: BGEU.